Term 100 Life Insurance
If someone you care about depends on your income, then life insurance is not an option, but a necessity. A term life insurance plan is a great way for you to safeguard your family following the unexpected. But, what if you want to make sure they will get insurance protection even after you turn 65, when most term life plans expire?
Term 100 Life Insurance offers life-long coverage that provides financial support to your loved ones and protects your assets. Simple and affordable, Term 100 Life Insurance is the ideal alternative for those who are looking for a permanent insurance policy that promises fixed rates.
How Term 100 Life Insurance Works
Despite its name, Term 100 Life Insurance is, in fact, a permanent policy, not a pre-determined one. As a permanent plan, Term 100 is often the lowest-cost option available, since rates remain fixed from the day you sign up until the day a claim is made.
Term 100 is a great solution for those looking for a solid insurance coverage despite having limited resources. Your premiums are guaranteed to stay the same for life up until you reach age 100, after which your payment obligations cease.
Reasons to Consider Term 100 Life Insurance
- Affordable life-long insurance coverage;
- You can choose a coverage amount that fits your needs best;
- Premiums are fixed and guaranteed for life;
- Straightforward and easy to purchase and establish;
- You can protect your family from estate taxes.
When Should You Consider
Term 100 Life Insurance?
Term 100 Life Insurance is a great solution if you are looking for low-cost lifetime coverage for a defined need, such as protecting your family from estate taxes or leaving a determined legacy.
A term 100 policy can be the right choice if you need life-long insurance protection, but you don’t need or want the additional benefits of a universal or whole life policy. Also, if you don’t expect your insurance needs to change drastically over time, this type of policy is ideal for those who are looking for a straightforward plan.
If you are between ages 50-65 and are looking for a more affordable permanent protection plan, now is the best time to apply for a Term 100 policy.
Not Sure If This Is the Right Plan for You?
Although quite simple, care and proper planning must still go into selecting the right Term 100 plan for your needs. This is where HTD Financial Solutions steps in. Our team of insurance professionals will work directly you to help you find a solution that suits your needs with competitive rates that meets your budget.